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Leasing or credit — which to choose

Both get you a car. The difference is ownership, the instalment, and who says yes at the end.

A lease and a loan are not the same, even if both mean a monthly payment. With leasing the car stays with the financier until the contract ends (or in their ownership, depending on the product). With credit the car is usually yours, with the bank taking security. Which is better depends on your status, deposit, and how long you will keep the car.

What we arrange

At Avtocenter Mića we arrange a path with NLB Leasing, DBS Leasing, NLB Buy&Go, GB Leasing and credit financing. We build a realistic instalment. We prepare the file. Approval is always the financier’s — we do not promise it on a bank’s behalf.

What to send us: documents for leasing. Each document opens as its own email. The subject stays the same.

Foreigners in Slovenia

We work in Slovenian, Croatian or English. It is often possible, never automatic. We say what is realistic before you lose weeks on paperwork.

If you are still choosing a car, read how to buy a used car. If you are selling yours, read how to sell or a commission sale. Financing section · Enquire